Renovated and Adorable Seeking New Homeowner!

Come to my Open House – 9/29/13 from 1-4!

Fully renovated, adorable rambler looking for new homeowner! Functional open floor plan w/ gleaming maple hardwoods, plush carpeting & loads of natural light. Chef’s kitchen w/ gas cooktop, professional grade stainless appliances, slab granite counters & custom cabinetry. Porcelain baths w/ glass tile accents & ceramic tile flooring. Master suite w/ private bath. Guest ensuite w/ half bath. Gas fireplace w/ stone accents, plus wood fireplace. Large laundry/mud room w/ half bath. Designer exterior & interior paint colors. Back deck is plumbed for gas bbq. Ample storage. Fully-fenced backyard. Gorgeous, easy-care landscaping. Just minutes to I-5, I-405 & Alderwood Mall!

Comfort & Convenience in Desirable Harbour Pointe Village!

Nestled alongside a greenbelt preserve, this lovely Craftsman home combines quality with convenience. The chef’s kitchen features a gas cooktop, upscale appliances, tile countertops and an island which stylishly adjoins the comfy family room with a stone gas fireplace. Vaulted and coffered ceiling elements join skylights and clearstory windows designed to maximize natural light. The sumptuous master suite boasts a 5-piece bath and spacious walk-in closet. The upper level also offers a private office/den, two additional generous bedrooms & a handy laundry room. Located in desirable Harbour Pointe Village! Sought-after Mukilteo School District!

Are You Ready?

Model house gift-wrapped with red ribbon and bow, close-up

Are You Ready to Buy?

Whether you are a first-time home buyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?

Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. Read more

Freddie Mac’s 2012 Outlook: Housing to Slowly Gain Ground

housing crisis signs post

Frank Nothaft, Freddie Mac’s vice president and chief economist, said there are indications that the economy and housing market are slowly gaining ground. “Sustained and increased job growth beyond the average monthly payroll gains of 130,000 so far this year ending in November are essential,” he said in a statement.

Nothaft also expects mortgage rates to remain low through the middle of 2012, and for rentals to continuing leading housing market improvements.

“All told, next year will be another bumpy ride,” he said.

Five outlook highlights:

  • Economic growth will likely strengthen to about 2.5 percent in 2012.
  • The U.S. unemployment rate will decline but likely remain above 8 percent.
  • Mortgage rates will likely remain very low, at least through mid-2012.
  • Housing activity will be better in 2012, but not robust.
  • Expect less single-family originations but more multifamily lending in 2012.

Source: Freddie Mac

Read More:  Housing Picture Expected to Brighten in 2012

Rental Income Can Supplement Retirement!

Golden Egg And Money In Nest Isolated On White

Rental Income Can Supplement Retirement!

Retirees or soon-to-be retirees who were counting on skimming the fat off of investments and savings realize the importance of diversifying. As interest rates have declined, those of the baby boomer generation (born 1946 – 1964), are looking for multiple ways to boost retirement income.

According to The Center’s research, 40% of respondents now expect to work longer and retire at an older age since the recession began. Altogether, 39% of American workers plan to retire after age 70 or not at all, and over half (54%) of workers plan to work in retirement. Of those who plan on working after retirement or age 65, the most commonly cited reasons are out of necessity (44%).

With full or partial retirement on the horizon for all American workers, rental properties may provide one additional means for supplementing income. There are pros and cons of becoming a landlord, according to Bankrate.com. On the positives, a rental property can generate a steady flow of income each month, and the landlord can reap some tax benefits. The challenges include maintenance costs on the property, the risk of encountering deadbeat tenants or loss of income due to vacancy, and the fact that equity in the house is not liquid.

With the image of the “golden” years now foregone, it’s time for households to redefine what their ideal retirement will look like. A survey of over 4,000 American workers, conducted by Transamerica Center for Retirement Studies, reflects the prevailing plan to keep working past the traditional retirement age of 65. The study indicates that 40% of respondents expect to work longer and retire at an older age, and 39% anticipate retiring after age 70 or not at all. Over 50% of workers plan to work in their retirement, and of this group, 44% say that will do so out of financial necessity. For some, moonlighting as a landlord may fit into the long-term plan.

Click on the picture above for additional information.

Mukilteo Ranked #9 of the 100 Best Places to Live in America!

Mukilteo Ranked No. 9 of the 100 Best Places to Live in America!

As West Coast towns go, Mukilteo is in good economic shape. Bank-owned homes represent a small fraction of houses on the market, and area employers, including Boeing, are hiring again. It has affordable homes by Seattle standards, good schools, and a killer location right on Puget Sound. Click on the pic to read more…